Habitat selects partner families based on income, need, and willingness to partner with us for the construction of their Habitat house.
We build Habitat houses by using volunteer labor and donated materials. We make no profit from our services.
Our goal is to keep costs low so our homes are as affordable as possible.
Partner families contribute "sweat equity" - an investment of labor towards the construction of their future home.
To receive a Habitat home, you must complete 350 sweat equity hours. 150 hours can be completed by using your "helpers". Helpers are friends or family willing to come to our build sites and help with construction work on your home or the homes of other Habitat families.
Habitat houses are sold to our partner family and financed with an affordable loan.
Loan payments do not exceed 30% of their combined household income.
Mortgage payments from Habitat homeowners help us build more homes for deserving families in the Coastal Empire.